How much is LMI in Rockdale?

On the Rockdale median ($1,180,000) with a 5% deposit, LMI is approximately $42,598. At 10% deposit it falls to roughly $23,364.

Can I avoid LMI buying in Rockdale?

Yes — the federal Home Guarantee Scheme lets eligible NSW first home buyers purchase in Rockdale with a 5% deposit and no LMI. Professional waivers and guarantor loans are also common.

Is LMI refundable in NSW?

LMI is generally non-refundable, but some lenders offer a partial refund if the loan is refinanced or paid out within the first 1–2 years. Check the specific policy with the lender at application.

LMI Calculator Rockdale 2026

LMI costs in Rockdale on the $1,180,000 median. 5%, 10%, 15% deposit scenarios calculated. NSW Home Guarantee Scheme rules. Free Rockdale LMI calculator for 202