How much is LMI in Kingston?

On the Kingston median ($680,000) with a 5% deposit, LMI is approximately $24,548. At 10% deposit it falls to roughly $13,464.

Can I avoid LMI buying in Kingston?

Yes — the federal Home Guarantee Scheme lets eligible TAS first home buyers purchase in Kingston with a 5% deposit and no LMI. Professional waivers and guarantor loans are also common.

Is LMI refundable in TAS?

LMI is generally non-refundable, but some lenders offer a partial refund if the loan is refinanced or paid out within the first 1–2 years. Check the specific policy with the lender at application.

LMI Calculator Kingston 2026

LMI costs in Kingston on the $680,000 median. 5%, 10%, 15% deposit scenarios calculated. TAS Home Guarantee Scheme rules. Free Kingston LMI calculator for 2026.