How much is LMI in Helensvale?

On the Helensvale median ($870,000) with a 5% deposit, LMI is approximately $31,407. At 10% deposit it falls to roughly $17,226.

Can I avoid LMI buying in Helensvale?

Yes — the federal Home Guarantee Scheme lets eligible QLD first home buyers purchase in Helensvale with a 5% deposit and no LMI. Professional waivers and guarantor loans are also common.

Is LMI refundable in QLD?

LMI is generally non-refundable, but some lenders offer a partial refund if the loan is refinanced or paid out within the first 1–2 years. Check the specific policy with the lender at application.

LMI Calculator Helensvale 2026

LMI costs in Helensvale on the $870,000 median. 5%, 10%, 15% deposit scenarios calculated. QLD Home Guarantee Scheme rules. Free Helensvale LMI calculator for 2