How much is LMI in Baulkham Hills?

On the Baulkham Hills median ($1,520,000) with a 5% deposit, LMI is approximately $54,872. At 10% deposit it falls to roughly $30,096.

Can I avoid LMI buying in Baulkham Hills?

Yes — the federal Home Guarantee Scheme lets eligible NSW first home buyers purchase in Baulkham Hills with a 5% deposit and no LMI. Professional waivers and guarantor loans are also common.

Is LMI refundable in NSW?

LMI is generally non-refundable, but some lenders offer a partial refund if the loan is refinanced or paid out within the first 1–2 years. Check the specific policy with the lender at application.

LMI Calculator Baulkham Hills 2026

LMI costs in Baulkham Hills on the $1,520,000 median. 5%, 10%, 15% deposit scenarios calculated. NSW Home Guarantee Scheme rules. Free Baulkham Hills LMI calcul