How much is stamp duty in QLD on a $700,000 home?

Queensland stamp duty on a $700,000 owner-occupier purchase using the Home Concession is approximately $17,325 in 2026. Investors without the concession pay approximately $24,525 on the same price.

What is the QLD First Home Concession?

QLD first home buyers pay $0 stamp duty up to $500,000 and a sliding concession between $500,001 and $550,000. Above $550,000, the Home Concession applies. Since 2024, FHBs purchasing new homes up to $700,000 also pay zero duty.

How big is the Queensland First Home Owner Grant?

Queensland offers a $30,000 First Home Owner Grant on newly built homes valued up to $750,000 — one of the largest grants in Australia. The grant applies to off-the-plan apartments, house-and-land packages, and substantially renovated homes.

Do owner-occupiers get a stamp duty discount in QLD even if not first home buyers?

Yes. Queensland's Home Concession applies to any owner-occupier purchasing their principal place of residence. It charges $1 per $100 on the first $350,000 of property value, saving approximately $7,200 compared with the investor rate.

When is stamp duty paid in Queensland?

QLD transfer duty must be lodged and paid within 30 days of settlement. Your solicitor or conveyancer manages payment via the Queensland Revenue Office. Late lodgement incurs a 5% penalty plus interest at market rates.

Queensland Stamp Duty Calculator 2026

Calculate Queensland transfer duty for 2026. Includes home concession, first home concession to $550k, $30,000 FHOG on new homes, and investor rates. Free.