How much is stamp duty in the ACT on a $700,000 home?

ACT conveyance duty on a $700,000 owner-occupier purchase is approximately $25,621 in 2026. Eligible buyers under the income-tested Home Buyer Concession Scheme (HBCS) may receive a full exemption regardless of property value.

What is the ACT Home Buyer Concession Scheme?

The HBCS is income-tested rather than property-value-tested. Eligible buyers earning below the household income threshold (approximately $250,000 in 2026) pay $0 stamp duty regardless of property price, saving up to $34,790.

Does the ACT have a First Home Owner Grant?

No. The ACT does not offer a standalone First Home Owner Grant. Instead, the Home Buyer Concession Scheme provides equivalent or greater benefit by removing stamp duty entirely for income-eligible buyers.

Is the ACT abolishing stamp duty?

The ACT has been incrementally reducing stamp duty since 2012 under a 20-year transition to higher rates and land tax. Rates remain elevated but full abolition of duty has been paused pending review. Current 2026 rates remain materially lower than 2012 levels.

When is stamp duty paid in the ACT?

ACT conveyance duty must be paid within 14 days of settlement. Your conveyancer lodges payment to the ACT Revenue Office, typically through PEXA. Late lodgement incurs penalty tax and interest charged daily until paid.

ACT Stamp Duty Calculator 2026

Calculate ACT stamp duty for 2026. Includes the income-tested Home Buyer Concession Scheme (HBCS) saving up to $34,790. Free, no sign-up.