Do I pay stamp duty on a new home?

Yes, stamp duty applies to new homes as well as established properties. However, some states offer additional concessions or reduced rates on new construction and off-the-plan purchases.

Does stamp duty apply if I'm buying with a partner?

Yes. Stamp duty is calculated on the full purchase price regardless of how many buyers are on the title. However, if one buyer is a first home buyer and the other is not, your eligibility for first home buyer exemptions may be affected — this varies by state.

Is stamp duty tax deductible?

For owner-occupiers, stamp duty is not tax deductible. For investment properties, stamp duty is added to the cost base of the property and may reduce your capital gains tax liability when you eventually sell, rather than being deducted in the year of purchase.

What happens if I don't pay stamp duty on time?

Late payment of stamp duty attracts interest and penalties. In most states, you have 30 days from settlement to pay. Your conveyancer will typically ensure this is handled on time as part of the settlement process.

Can I get a refund on stamp duty?

In limited circumstances, yes. If a property contract is rescinded (cancelled) before settlement, you may be entitled to a refund. Some states also offer refunds if you discover you were eligible for a first home buyer exemption that wasn't applied. Contact your state revenue office for specific advice.

Stamp duty in every Australian state: 2026 complete guide

See exact stamp duty costs for every Australian state and territory in 2026. Includes first home buyer exemptions, concessions, and a free stamp duty calculator.