What is the average mortgage repayment in Perth?

On the Perth median dwelling value ($770,000) with a 20% deposit and a 30-year loan at 6.14%, the monthly repayment is around $3,749.

How much deposit do I need to buy in Perth?

A 20% deposit on the Perth median is $154,000. Buyers entering with 5–10% can use the federal Home Guarantee Scheme to avoid LMI, subject to caps.

Are mortgage rates different in Perth vs the rest of Australia?

Lender rates are set nationally, not by city. However loan size, LVR, and WA-specific incentives can change your effective cost in Perth.

Perth mortgage guide 2026: repayments, deposits & WA rules

2026 Perth mortgage guide: repayments on the $770,000 median, WA stamp duty, LMI and grants. Free Perth mortgage calculator. Updated for current Australia rates