What is the average mortgage repayment in Byron Bay?

On the Byron Bay median dwelling value ($1,850,000) with a 20% deposit and a 30-year loan at 6.14%, the monthly repayment is around $9,007.

How much deposit do I need to buy in Byron Bay?

A 20% deposit on the Byron Bay median is $370,000. Buyers entering with 5–10% can use the federal Home Guarantee Scheme to avoid LMI, subject to caps.

Are mortgage rates different in Byron Bay vs the rest of Australia?

Lender rates are set nationally, not by city. However loan size, LVR, and NSW-specific incentives can change your effective cost in Byron Bay.

Byron Bay mortgage guide 2026: repayments, deposits & NSW rules

2026 Byron Bay mortgage guide: repayments on the $1,850,000 median, NSW stamp duty, LMI and grants. Free Byron Bay mortgage calculator. Updated for current Aust