What is the average mortgage repayment in Adelaide?

On the Adelaide median dwelling value ($790,000) with a 20% deposit and a 30-year loan at 6.14%, the monthly repayment is around $3,846.

How much deposit do I need to buy in Adelaide?

A 20% deposit on the Adelaide median is $158,000. Buyers entering with 5–10% can use the federal Home Guarantee Scheme to avoid LMI, subject to caps.

Are mortgage rates different in Adelaide vs the rest of Australia?

Lender rates are set nationally, not by city. However loan size, LVR, and SA-specific incentives can change your effective cost in Adelaide.

Adelaide mortgage guide 2026: repayments, deposits & SA rules

2026 Adelaide mortgage guide: repayments on the $790,000 median, SA stamp duty, LMI and grants. Free Adelaide mortgage calculator. Updated for current Australia