Does South Australia really have no stamp duty for first home buyers?

On newly built homes, yes — SA abolished stamp duty for eligible first home buyers in June 2023 with no value cap. Established homes do not receive the abolition; the policy is designed to support new construction.

Can I claim the $15,000 FHOG on an established SA home?

No. The FHOG applies only to newly built or substantially renovated homes up to $650,000. Established home buyers in SA receive no first home buyer benefits unless they qualify for federal schemes like the First Home Guarantee.

Is there a cap on the SA stamp duty abolition for new builds?

No — the duty abolition has no value cap, although the $15,000 cash grant does cut off at $650,000. A first home buyer can save $40,000+ on duty on a $1m+ new build in Adelaide.

What if I buy vacant land and build later?

Vacant land qualifies for full stamp duty exemption up to $400,000 with sliding relief to $450,000. The FHOG is then claimable when construction completes, provided the build commences within 12 months of settlement on the land.

First Home Owner Grant South Australia 2026

South Australian First Home Owner Grant 2026: $15,000 on new builds plus stamp duty abolition for eligible first home buyers. Eligibility and examples.