Does the ACT have a First Home Owner Grant?

No — the ACT phased out its FHOG and replaced it with the Home Buyer Concession Scheme (HBCS), which provides full stamp duty exemption to eligible buyers under the income cap rather than a cash payment.

What is the ACT income cap for first home buyers?

The cap varies by household size, starting around $170,000 for a single applicant and scaling up to approximately $250,000 for households with multiple dependants. Confirm the current figure with the ACT Revenue Office before purchase.

Can I get the HBCS on an established home?

Yes. Unlike most state grants, the HBCS applies equally to new and established homes — the ACT is the only jurisdiction with no new-build restriction on first home buyer benefits.

Is there any property value cap on the HBCS?

No. The scheme is income-tested rather than property-value-tested. A buyer within the income cap purchasing a $1.5m home receives full stamp duty exemption.

First Home Buyer Grant ACT 2026 — Home Buyer Concession Scheme

ACT First Home Owner Grant 2026: replaced by the Home Buyer Concession Scheme with full stamp duty exemption based on income. Eligibility and examples.